We search rates among 37 lenders
Mortgage Disclosures

Our Accomplishments

24550+

Customers

$10.1+ billion

In Closed Loans

5774+

(Avg. 5.00)
Google Reviews

Branches Nationwide

Why our rates are so low?

1. We shop at 37 lenders to give you amazingly low rates.
2. We also demand these lenders to give you better rates (we negotiate for you).
3. We cut our profit so you can have a lower rate and save more money.
4. We have Salary-based Loan Officers instead of expensive Commission-based Loan Officers.

#1 Broker in the US - 2021

How We Stack Up

	Loan Factory	Banks / Online Lenders / Brokers
Provide customized, real-time rate quotes		Rarely
Immediate notification of any market rate movements		Sometimes
Comprehensive rates comparisons across all lenders		Sometimes

Our Client Testimonials

The agent Dinh Vo is very professional and knowledgeable. He made my process much easier.
Phu Truong on Jan 22, 2022 11:42 AM

This is the second time I work with Loan factory. I am very satisfied with their services. They will find you the best interest rate for your mortgage. Andrew and Matt are very professional. They make sure your loan process goes smoothly. For sure I will be back to Loan Factory in the future.
mindy pham on Jan 22, 2022 3:30 AM

I just completed two refinance loans with Loan Factory. I was very happy to work with Jane Pham and her team. They cared for my needs and treated me with respect, patience, and professionalism. They took time, even using time after work, to explain the processes and help me to follow through the to-do items. They were super-efficient, accurate and on time in delivery of what they committed. They helped me to close my two loans within 25 days after the rates were locked over the Christmas and New Year holiday season. I was particularly impressed by the creative ways they used to save money for me. They had done a lot of extra to ensure that I would have smooth closings for the loans. I was fully satisfied with the refinance outcome and the outstanding work of Jane Pham and her team of Loan Factory. I am now doing another refinance loan with them again. I have recommended Loan Factory to my family members and friends.
Scott Liu on Jan 21, 2022 4:40 PM

Thanks to Entee and her team, first time doing refinance with Loan Factory but everything went smoothly and I locked a really rate. They are professional and answered all my questions. Saved me thousand $$$ I would recommend Loan Factory to friends and family
John Nguyen on Jan 21, 2022 3:09 PM

Phan Loc on Jan 21, 2022 2:10 PM

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