We search rates among 33 lenders
In Closed Loans
Why our rates are so low?
- 1. We shop at 33 lenders to give you amazingly low rates.
- 2. We also demand these lenders to give you better rates (we negotiate for you).
- 3. We cut our profit so you can have a lower rate and save more money.
- 4. We have Salary-based Loan Officers instead of expensive Commission-based Loan Officers.
How We Stack Up
|Loan Factory||Banks / Online Lenders / Brokers|
|Provide customized, real-time rate quotes||Rarely|
|Immediate notification of any market rate movements||Sometimes|
|Comprehensive rates comparisons across all lenders||Sometimes|
Our Client Testimonials
I recently closed my loan with Loan Factory and wanted to give a shout out to Nhien Tran and Tom Le and their team. They have been awesome to work with. Very professional and knowledgeable about the process and all the edge cases. Best part was their response time. Be it phone, text or email and even after hours and weekends, they were very quick to respond to all your queries. Their website is very transparent in terms of status of the loan. Number of documents requested and back and forth on it was very minimal compare to my prior experience with other lenders. I was able to get the best rate in the market and was ready to close even before my planned closing date. I really recommend working with them and ask for Nhien. She is awesome.brijesh parmar on Nov 25, 2021 8:32 PM
Khánh Lâm on Nov 25, 2021 5:57 AM
I'd had 2 refinances with Loan Factory last year and the experience was phenomenal. This time, I use Loan Factory for my investment property and they continue to provide top notch service. Kieu Vo (Loan advisor) and Hoai Ngo (Loan processor) did their best to help me through the whole process. They always communicate with me about any requirements and answer all my questions. I got the best interest rate and closed on the loan within a shortest amount of time. I definitely will use Loan Factory in the future.David Vo on Nov 25, 2021 5:03 AM
Ivy and her team are fantastic, they has help my loan go through very easy, I highly recommended to everyone who needs help buying homes, thanks Ivykim luu on Nov 25, 2021 3:47 AM
Thank you so much for Loan Factory team (Katie Nguyen and Kaitlyn Nghiem) to process the non-QM loan. The non-QM refinance turn time is around 25-30 days and is faster compare than others. The refinance process is smothly and appreicated their efforts to follow up my caes whenver the lender has any update.Elise XiXi on Nov 25, 2021 2:41 AM