We search rates among 36 lenders
Mortgage Disclosures

Our Accomplishments

26259+

Customers

$10.7+ billion

In Closed Loans

6008+

(Avg. 4.99)
Google Reviews

Branches Nationwide

#1 Broker in the US 2021 & 2022

Why our rates are so low?

1. We shop at 36 lenders to give you amazingly low rates.
2. We also demand these lenders to give you better rates (we negotiate for you).
3. We cut our profit so you can have a lower rate and save more money.
4. We have Salary-based Loan Officers instead of expensive Commission-based Loan Officers.

How We Stack Up

	Loan Factory	Banks / Online Lenders / Brokers
Provide customized, real-time rate quotes		Rarely
Immediate notification of any market rate movements		Sometimes
Comprehensive rates comparisons across all lenders		Sometimes

Our Client Testimonials

Thích Làm phim on May 17, 2022 1:47 PM

Nancy Nguyen was an amazing loan officer. She was very professional and knowledgeable in the process. She handle my files so well and seamlessly. She is always available every time I need to talk or having any questions or concern about my loan. Every news, every changes, every update she and her team members: Lee Le, Lynn Hoang, and Randy Nguyen sent the alerts to me to make sure my loan went smoothly and got the loan approval quickly. Nancy and her teams made sure my closing and funding date on time. As a result, I got a new home I wanted. Thank you so much Nancy and your team. No doubt about this, I will refer all my friends and family to you, Nancy, whenever they need refinance or purchase a new home. Another thing I can’t forget to mention that Loan Factory are great not just they offer the best rate but they also have good services and nice people. You’re in a good hand when you are refinance or purchase a new home with Loan Factory.
Tracy Pham on May 17, 2022 11:00 AM

The LoanFactory team was very helpful and responsive to help us as a first time buyer. Definitely recommend!
Johan Giroux on May 17, 2022 10:30 AM

Good experience, fast response and very helpful .
Tiffany Do on May 17, 2022 7:28 AM

We couldn’t be happier to get our first home with the help from Loan Factory team: Ann, Matt Vo and Dan Nguyen. This team did a splendid job from communication to paper work. They always informed me what’s going on, and always respond whenever we were in need. We are very lucky to know Loan Factory and especially these awesome agents. I would highly recommend my family and friends to work with them. The closing date is faster one week than in the contract. Just AAAAAA++++++++++.....Thanks again!!
Vi Pham on May 16, 2022 2:12 PM

${lenders.size()} Lenders in our platform

$(document).ready(function() { $('#lenders-carousel').carousel({ interval: 3000, pause: false }); $("#lenders-carousel").on("mouseover",function(e) { e.preventDefault(); }); });