Andy is a seasoned Loan Officer based in Honolulu, Hawaii, with over 40 years of experience and a diverse background in technology, real estate, commercial mortgages, and residential mortgages. Andy simplifies the mortgage journey and helps clients achieve their real estate goals.
Loan Expertise: Andy specializes in a wide range of loans, including conventional, FHA, VA, and non-QM loans. Whether clients are first-time homebuyers, investors, or seasoned buyers, he has the knowledge and solutions to meet their specific needs.
Educational Background: Holding an MBA and a Bachelor of Science in Business/Entrepreneurial Studies from Hawaii Pacific University, along with a technical degree from DeVry University, equips Andy with analytical skills to find tailored solutions for financing needs.
Tech-Savvy Approach: Leveraging his background in information technology, Andy uses cutting-edge tools and technology to streamline the mortgage process, ensuring a smooth experience from application to closing.
National Reach: Loan Factory, where Andy operates, is a licensed mortgage broker in 47 states, providing clients with access to a wide range of mortgage products. Whether clients are looking to purchase a home, refinance, or invest, he has the resources and expertise to assist them in getting the best possible deal.
Realtor and Investor Partnerships: Andy is not only a Loan Officer but also a licensed Realtor in California. He collaborates closely with real estate agents and investors, ensuring clients have a network of professionals to assist them in finding the perfect property or investment opportunity.
Client-Centric Approach: Andy's commitment to clients is unwavering. He provides personalized solutions that align with clients' goals. Whether it's securing the lowest rates, improving credit scores, or evaluating properties for a DSCR loan, Andy guides clients through every step of the process.
Clients considering Andy as their Loan Officer can look forward to a seamless and successful real estate experience in the vibrant markets of Hawaii and California. Whether they are buying their first home, expanding their real estate portfolio, or refinancing, he is dedicated to delivering expert advice and exceptional service.