My name is Dave Falsetta, I have been a loan officer since 2001. My greatest joy is helping others achieve their goal of home ownership. That is why I partnered with Loan Factory We offer excellent customer service with a convenient online loan application process-you will search long and hard to find better rates. I also find it rewarding to help homeowners access their homes equity with a loan that makes sense, giving your family a better way of life. It is my sincere hope that you will allow me the privilege to help you with your mortgage loan, whether you are looking for a conventional, FHA, VA, USDA, HELOC. The greatest compliment I can receive is a referral to your family, friends and co-workers!!